Meeracorp Private Limited
Meeracorp Private Limited
East of Kailash, New Delhi, Delhi
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LABOUR LICENCE CONSULTANTS IN DELHI

Consultants of a wide range of products which include peer to peer lending license, small finance bank license, osp licence, import license consultant and dgft license.

Peer to Peer Lending License

Peer to Peer Lending License
  • Peer to Peer Lending License
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Approx. Price: Rs 15,000 / UnitGet Latest Price
The online market for loans and investments is growing at a rapid speed, making way for a wide cadre of investors and fund seekers to meet at a common platform for the satisfaction of their financial motives. It is for this reason that a pool of customers, investors, business houses, and regulators are attracted in this direction. Although Peer to Peer Lending (P2P) is in its infant stage in India, the potential benefit it may offer is very promising. In the same way, the risk associated with the P2P lending in the financial market is too prominent to be ignored.

What is Peer to Peer Lending?
  • It can be defined as the system which matches the lenders and borrowers by the use of the online platform to raise loans which are to be paid back with interest. The borrower may either be an individual or a legal entity. The online platform may set the interest rate to be charged on the loans or it may be decided by mutual agreement between the parties.

Types of peer to peer lending business model:

The traditional Peer to peer lending model:
  • In the traditional lending model borrower will post their loan requirement on the p2p portal and subsequently the lenders who are registered on the portal will fund the loan amount. Loan amount shall be only disbursed when the full loan amount has been funded.
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Small Finance Bank License

Small Finance Bank License
  • Small Finance Bank License
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Approx. Price: Rs 18,500 / UnitGet Latest Price
Small finance bank shall be registered as a public limited company under the Companies Act, 2013 and will be licensed under Section 22 of the Banking Regulation Act, 1949 and governed by the provisions of the Banking Regulation Act, 1949 and Reserve Bank of India Act, 1934 and with other relevant Statutes and the Directives/Regulations and other Guidelines/Instructions issued by RBI and other regulators from time to time.

Reserve Bank of India wants to serve rural & semi-urban areas such as small businesses, unorganized sector, low-income households, farmers and migrant workforce through Small Finance Banks.

Small finance banks are a type of niche banks. These type of banks carrying small finance bank license provides basic banking services related to acceptance of deposits and lending. Their main aim is to provide financial services to those sections of the economy which are not being served by the other banks, such as small business units, small and marginal farmers, micro and small industries and entities of the unorganized sector.

Small Finance Banks make money by collecting money from current account & saving account depositors, fixed depositors, commercial papers, Wholesale deposits, refinancing etc. On saving account they offer interest rates between 6 to 7 % subject to conditions. On fixed deposit around 9%, interest is offered. SFBs offers two types of products such as group loans & individual loans. These products can be further divided into agricultural, education, home improvement, home purchase, livestock loans etc.

SFBs do not get a guarantee against the loan offered. In the group loans, they are offered on the joint liability. In case any member of the group does not pay than the whole group is held liable for the same.

Small Finance Banks require prior approval for the opening of bank branches from RBI. Universal banks do not require such permission for roll out a branch in the unbanked rural areas.

Small Finance Banks required to extend 75% of their Adjusted Net Bank Credit (ANBC) to the classified sectors under priority sector lending (PSL) by the RBI. Agriculture, Small scale industries, Small business/ service enterprise, Microcredit, Education loans.

What is OBJECTIVE of Small finance bank?
  • Its primary purpose is to provide an institutional mechanism for promoting rural & semi-urban savings and also providing credit for viable economic activities in local areas and provision of savings vehicles primarily to unsaved and underserved sections of the population, and
  • Supply of credit to small business units; small and marginal farmers; micro and small industries; and other unorganized sector entities, through high technology-low cost operations.

What are RULES & REGULATIONS for Small finance banks?
  • Small finance bank will undertake basic banking services of acceptance of deposits and lending to unsaved and underserved sections.
  • It will provide banking facilities to boost saving habits.
  • It will mainly target small business units, marginal farmers and unorganized sector entities through high technology-low cost operations.
  • They are established as a public limited company in the private sector which is promoted either by individuals, corporate, trust or societies.
  • They are governed by the provisions of Reserve Bank of India act 1934, Banking Regulation act 1949 and other relevant statutes.
  • Small finance banks are considered as non-scheduled banks and they are not allowed to borrow funds from the Reserve Bank of India like other scheduled banks.
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OSP Licence

OSP Licence
  • OSP Licence
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DOT OSP Licence is required for BPO/KPO in order to communicate business transaction over internet.We are helping interested clients to procure OSP Licence quickly. 
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Import License Consultant

Import License Consultant
  • Import License Consultant
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Our reputation in this industry has largely been counted by the shooting popularity of our offered Import License Consultant . The services provided by us, are highly demanded owing to their proper execution, client-centric approach, hassle free management and cost effective rates. These services are imparted in a precise and prompt manner by our qualified team members who always strive hard to attain the maximum satisfaction of the clients by providing them with well managed services. 
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DGFT License

DGFT License
  • DGFT License
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We understand the security requirements of our clients and accordingly, we offer them the DGFT Consultancy Services. We undertake customs related DGFT assignments pertaining to licensing, auditing, verifications, consignments cancellation, etc. The services offered by us are conducted by our expert legal advisers, having years of experience, who offer reliable consultant and advices related to DGFT as per the need of clients. 
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Aditya Jaiswal (Owner)
76A/18, Amrit Puri
East of Kailash, New Delhi- 110065, Delhi, India



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